Property Claim Examiner (Finance)
JOB DESCRIPTION
Why Chubb?
At Chubb, our mission is to provide superior insurance solutions that foster resilience and security for our clients. We strive to be the preferred choice for individuals and businesses seeking comprehensive coverage and unmatched service.
Join Chubb for a rewarding career where our core values-excellence, integrity, and respect-guide every decision we make. Be a part of a dynamic team that is dedicated to protecting what matters most and making a positive difference in the lives of our clients and communities. Together, let's shape a safer, more secure world.
Overview: The Property Claims Adjuster is responsible for managing and resolving residential and commercial property claims by conducting thorough analyses and investigations. This role involves prompt follow-up with insured parties and claimants, evaluating policy contracts to identify coverage issues, and maintaining accurate claims files. The adjuster is tasked with establishing reserves, recognizing recovery opportunities, and ensuring compliance with statutory and regulatory fair claims practices, including identifying potential fraudulent claims.
Locations: We are seeking candidates in Phoenix, AZ
Key Responsibilities:
- Analyze initial reports and promptly reach out to insured parties and claimants.
- Evaluate contract language effectively to identify coverage issues.
- Develop claims files in a timely and accurate manner for thorough investigation and loss analysis.
- Maintain an active file diary to facilitate the resolution of claims.
- Establish and monitor accurate reserves for each claim.
- Identify and pursue recovery opportunities where applicable.
- Comply with all statutory and regulatory fair claims practices.
- Recognize and assess potential fraudulent claims.
- Manage the workflow, outputs, and expenses associated with outside vendors effectively.
- Evaluate claim facts critically and negotiate settlements successfully.
- Build and sustain strong business relationships with both internal teams and external customers.
- Serve as a technical resource and mentor to less experienced adjusters on the team.
- Actively contribute to the achievement of team goals, objectives, and overall results.
- Provide support during workload surges and catastrophe operations as needed, including working overtime during designated events.
QUALIFICATIONS
Experience ABOUT US Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.